Which investor invests in what?

ROM Utrecht Region

Early-stage loan from ROM Utrecht Region for startups and innovation projects at TRL 3 to 5 based in the Province of Utrecht or Gooi en Vechtstreek.

Kind

Loan

Stages

Idea · Pre-seed

Countries

Netherlands

Key fact

Ticket €50K–€350K

Last verified

Verified 7 Nov 2026

Rijksdienst voor Ondernemend Nederland

Risk-bearing innovation loan from RVO supporting companies developing technically new and challenging products, processes, or clinical projects with significant market potential in the Netherlands.

Kind

Loan

Countries

Netherlands

Key fact

Ticket up to €10M

Last verified

Verified 7 Nov 2026

Commerzbank

Commerzbank provides debt financing and structured lending solutions for European defence and security scale-ups and SMEs to support expansion, scaling, and working capital without equity dilution.

Kind

Loan

Stages

Series B · Series C+

Countries

Any country

Last verified

Verified 7 Nov 2026

Business Riihimäki

Business Riihimäki and the DEFINE network offer a €20,000 convertible loan to support market readiness for Riihimäki-based defence, security, and dual-use technology startups.

Kind

Loan

Countries

Finland

Key fact

Deadline 31 Aug 2026

Last verified

Verified 7 Nov 2026

Gilion

Gilion provides non-dilutive growth loans and seasonal credit of up to €10m for European tech companies and startups based on ARR, featuring interest-only periods and no warrants or equity kickers.

Kind

Loan

Countries

Any country

Key fact

Ticket up to €10M

Last verified

Verified 7 Nov 2026

Colesco Capital

Colesco Capital offers direct debt financing of at least €5m for North West European scale-ups, projects, and corporates advancing the circular economy and energy transition.

Kind

Loan

Stages

Series B · Series C+

Countries

Any country

Key fact

Ticket €5M+

Last verified

Verified 7 Nov 2026

EIT Health

Dutch government loan from RVO funding technical development of novel products, processes, or services, as well as clinical development of medicines or medical devices.

Kind

Loan

Countries

Netherlands

Key fact

Ticket up to €10M

Last verified

Verified 7 Nov 2026

Rijksoverheid

Risk-bearing loan from the Dutch government (RVO) covering up to 45-50% of development costs for technically or clinically risky innovation projects, with repayment forgiveness if the project fails.

Kind

Loan

Countries

Netherlands

Key fact

Ticket up to €10M

Last verified

Verified 7 Nov 2026

Rijksdienst voor Ondernemend Nederland (RVO)

Dutch government loan supporting technical and clinical development projects prior to market introduction, providing up to €10m for technical and €5m for clinical projects.

Kind

Loan

Countries

Netherlands

Key fact

Ticket up to €10M

Last verified

Verified 7 Nov 2026

Rijksdienst voor Ondernemend Nederland

Dutch municipal credit scheme providing loans up to €261,048 for established self-employed facing temporary financial distress, and up to €48,060 for entrepreneurs starting from social welfare.

Kind

Loan

Countries

Netherlands

Key fact

Ticket up to €261K

Last verified

Verified 7 Nov 2026

Rijksdienst voor Ondernemend Nederland

Interest-bearing loan from the Dutch government supporting early-stage proof-of-concept projects for innovative startups and SMEs.

Kind

Loan

Stages

Pre-seed · Seed

Countries

Netherlands

Key fact

Ticket €50K–€450K

Last verified

Verified 6 Nov 2026

Rijksdienst voor Ondernemend Nederland (RVO)

Innovatiekrediet provides risk-bearing loans for technically innovative and challenging projects, such as new products, medicines, or devices that contribute to the Dutch economy.

Kind

Loan

Countries

Netherlands

Last verified

Verified 6 Nov 2026

LIOF

Subordinated loans of up to €250,000 provided by LIOF for established SMEs in Limburg investing in energy, circularity, healthcare, or digitalisation transitions.

Kind

Loan

Countries

Netherlands

Key fact

Ticket €100K–€5M

Last verified

Verified 6 Nov 2026

Rijksdienst voor Ondernemend Nederland

Dutch government loan for technical development and clinical projects with market potential. Covers up to 45% of costs for small businesses, repayable with interest and an upfront fee.

Kind

Loan

Countries

Netherlands

Key fact

Deadline 31 Dec 2026

Last verified

Verified 6 Nov 2026

Netherlands Enterprise Agency

The Innovation Credit Scheme offers risk-bearing loans for Dutch businesses developing innovative products, processes, or medical innovations, financing up to 45% of project costs.

Kind

Loan

Countries

Netherlands

Last verified

Verified 6 Nov 2026

Rijksdienst voor Ondernemend Nederland (RVO)

Dutch loan scheme financing innovative development projects with technical or clinical risks and commercial potential, including software, IT, and AI solutions.

Kind

Loan

Countries

Netherlands

Key fact

Deadline 31 Dec 2026

Last verified

Verified 6 Nov 2026

Rijksdienst voor Ondernemend Nederland

Innovatiekrediet is a Dutch government loan covering up to 45% of costs for high-risk technical and clinical innovation projects, offering up to €5 million for clinical and up to €10 million for technical development.

Kind

Loan

Countries

Any country

Key fact

Deadline 31 Dec 2026

Last verified

Verified 6 Nov 2026